Looking for a mortgage broker in Markham?

Book a free call

Tell us about your situation - buying, renewing, refinancing, or just exploring your options in Markham. We will ask the right questions and give you a clear picture of what is possible. No commitment, no pressure.

We shop 30+ lenders

We compare rates, terms, and qualification criteria across the entire market. We handle all the applications, paperwork, and lender communication. You get a clear recommendation with the numbers behind it.

You close with confidence

We walk you through every document before you sign. No surprises at the lawyer. Jeff and Emily send personalized video walkthroughs for every milestone, and stay available by phone or email throughout the process and beyond.

A mortgage broker in Markham costs $0. The lender pays the broker fee when your mortgage closes. You get access to 30+ lenders without any charge. The rate through a broker is the same or better than going to your bank directly. There is no cost trade-off for using a broker in Markham.

The median detached home price in Markham is approximately $1,400,000 in 2026. Townhomes range from $700,000 to $950,000. Condos along the Highway 7 corridor start in the $500,000s. Unionville and established south Markham neighbourhoods carry premiums, while newer areas in the north offer better entry pricing.

Yes. Banks offer only their own mortgage products. A broker accesses 30+ lenders and finds the best fit in one application. In Markham, where self-employment and tech income are common, broker access to lenders with flexible qualification criteria makes a meaningful difference.

For homes under $1,500,000, the minimum is 5% on the first $500,000 and 10% on the rest. On a $1,400,000 Markham home, the minimum down payment is $115,000 with CMHC insurance. For homes at $1,500,000 or above, you need a full 20%. Many Markham purchases are near or above that threshold.

Provide a mortgage broker with your income documents, employment letter, ID, and credit consent. Pre-approval takes one to two business days and locks a rate for 90-120 days. In Markham, where desirable properties attract multiple offers, having pre-approval ready is a practical necessity.

Yes. Markham has a large population of self-employed professionals, tech workers, and business owners. Mortgage brokers work with lenders who specialize in non-traditional income verification - business financials, contracts, stock compensation, and dividend income. The right lender depends on how your income is structured.