Emily Mudrick

A teacher, then a nurse, now the person who gets them approved.

Emily spent her career in classrooms and on hospital floors before she ever looked at a mortgage application. Teaching first, then nursing. Two professions built around looking after other people.

What she kept running into was colleagues who could not get a straight answer from a bank. Supply teachers with income spread across contracts. Nurses whose shift differentials and overtime got averaged away to nothing. People with steady, genuinely secure careers being told their income was too complicated to work with. It was not complicated. It was just being read by someone who had never seen a nursing pay stub before.

So she moved into mortgages to fix that side of it. Emily knows what a teaching contract actually means, how a nurse's pay is really structured, and which lenders read those documents properly instead of trimming them down to the smallest number on the page.

The first call is almost always with Emily.

If you are buying, coming up for renewal, refinancing, or just working out what your options are, Emily is who you speak to first. She runs the stress test with your real numbers, compares your renewal offer against the market, and lays out what staying versus switching actually costs before anyone asks you to sign anything.

She joined the team in 2023 and has quickly become the person every client wants on their side. Thorough, reachable, and genuinely interested in the problem. She will walk you through every detail until it actually makes sense, which is the teacher in her and is very hard to unlearn.

Mudrick Mortgages holds a 5.0 star rating across 178 Google reviews. A good share of those are people Emily spoke to on their first call.

What lets Emily advise Ontario homeowners on mortgages.

Book a call with Emily.

Fifteen to twenty minutes, free, no preparation needed. Pick the situation that fits and her calendar opens on the spot.