Meet Jeff and Emily
A family team based in Newmarket, Ontario with one goal - get you the best mortgage and actually explain what you're signing.
Top 40
Under 35 in Canada
164
Google reviews
5.0
Star rating
30+
Lenders
$0
Broker fee
Recognition
CMP Rising Stars - Top 40 Under 35
Canadian Mortgage Professional, 2024
Jeff was named one of the top 40 mortgage professionals under 35 in Canada by Canadian Mortgage Professional magazine. The Rising Stars list recognizes talent, drive, and leadership in the mortgage industry, selected from hundreds of nominations across the country.
View the full list on mpamag.com →What we specialize in
First-time buyers
Navigating stress tests, CMHC insurance, land transfer tax, and closing costs.
Mortgage renewals
Most people just sign the renewal letter. We shop 30+ lenders to find something better.
Refinancing
Accessing equity, consolidating debt, or restructuring for a better rate.
Physician mortgages
Special programs for doctors, dentists, and medical professionals that most brokers miss.
Investment properties
Rental properties, multi-unit, and portfolio lending with the right structure.
Self-employed
Stated income programs, BFS lending, and alternative documentation.
Tools we've built
Jeff builds free mortgage tools so Canadians can get real answers before they even talk to a broker. Not whitepapers or lead magnets - actual working tools.
GradeMyMortgage.ca
Built by Jeff. Grade your current mortgage in 60 seconds, compare rates across 30+ lenders, and see exactly what you could save. Used by thousands of Canadians.
PhysicianFinancing.ca
Built by Jeff. Free mortgage tools designed specifically for doctors, dentists, residents, and medical professionals in Ontario.
What clients say
“What can I say about the amazing Jeff and his team?! Those five stars are so well-earned. From the moment we were introduced to Jeff through our realtor to now, as I sit in my new house writing this review, Jeff has been absolutely awesome. He is amazing at explaining all the complicated stuff in simple terms, he takes all the time to make sure you're comfortable with everything, and he's always available. Both he and Emily were absolutely fantastic and I cannot recommend them enough. We were honestly pretty sad when our purchase closed but we were pleasantly surprised - Jeff is our mortgage BFF now.”
Katharina LoganLocal Guide
“We had never worked with a mortgage broker before and I feel like we were simply spoiled with the Mudrick Mortgage team. From the very first day they were responsive, clear, and always one step ahead. They even sent personalized videos explaining each step and document we had to sign - we could watch them again whenever we needed a refresher. Thanks Jeff and Emily!”
Leonard AngkaLocal Guide
“Highly recommend Jeff, Emily and the team. They helped us navigate two mortgages in the space of just a few months - a remortgage and buying a new house. Fantastic options on interest rates, and they pointed out how to save money we wouldn't have thought of ourselves. Highly responsive, happy to jump on a quick call to talk through different scenarios. They made what could have been stressful feel smooth.”
Ruth TCLocal Guide
“We had an amazing experience with Jeff and Emily while purchasing our first home. From the very beginning they were knowledgeable, responsive, and incredibly supportive - taking the time to explain our options and guide us through each step. Truly above and beyond. We especially appreciated the personalized explainer videos Jeff prepared. We'd recommend Mudrick Mortgages to anyone.”
Lindsay Smith
Regulated by FSRA (Financial Services Regulatory Authority of Ontario).