Looking for a mortgage broker in Vaughan?
Vaughan is one of the fastest-growing cities in York Region, with new developments popping up alongside established neighbourhoods. Whether you are buying in Kleinburg, renewing in Woodbridge, or refinancing near the subway line - Jeff and Emily compare 30+ lenders to find the rate and terms that work for your situation.
177
Google reviews
5.0
Star rating
30+
Lenders
$0
Broker fee
The Vaughan housing market
The median detached home in Vaughan is approximately $1,400,000 in 2026. The city continues to grow rapidly with major developments along the subway extension and Highway 400 corridor. Woodbridge and Maple are established family areas, while Kleinburg offers estate-style living. New condo and townhome projects provide entry points in the $600K-$900K range.
New-build heavy; strong commuter demand since the subway extension
Detached
~$1.3M-$1.6M (avg ~$1.5M+)
Semi
~$950K-$1.1M
Townhouse
~$800K-$1.0M
Condo
~$500K-$700K
Where prices sit by neighbourhood
Italian-Canadian community; towns to premium detached
Better value; family-oriented
Strong schools, family demand
Condo growth around the subway terminus
What keeps demand steady
- TTC Line 1 subway to Vaughan Metropolitan Centre (~under 40 min to downtown)
- VIVA bus rapid transit
- Highways 400/407
Land transfer tax: York Region - Ontario LTT only, no municipal LTT.
Local data sources: houseindex.ca/vaughan-real-estate-guide · zolo.ca/vaughan-real-estate/trends
We also serve nearby
Why use a mortgage broker in Vaughan?
A mortgage broker is a licensed professional who shops multiple lenders on your behalf. Instead of going to one bank and accepting their offer, a broker compares rates and terms from 30+ lenders in a single application. The lender pays the broker, so there is no cost to you.
With Vaughan leaning toward buyers as of Early 2026, your pre-approval and rate hold become real leverage, not just paperwork. On a Vaughan-sized mortgage, even a small rate gap adds up to thousands over a five-year term, which is exactly where shopping 30+ lenders pays off. A broker also negotiates the terms that bite later: prepayment privileges, portability within York Region, and how your penalty is calculated if you break early. Big banks often calculate fixed-rate penalties off inflated posted rates, while many monolines and credit unions use your contract rate instead.
Jeff and Emily Mudrick are licensed mortgage agents with BRX Mortgage Inc. (Lic# 13463), serving Vaughan and all of York Region. With 177 five-star Google reviews and access to every major lender in Canada, they handle everything from first-time purchases to complex refinances and investment properties.
What we help with in Vaughan
From Woodbridge to Maple, here is what we see most often in Vaughan.
Buying a Home
First-time or experienced buyer, we walk you through the stress test, down payment options, CMHC insurance, and closing costs. Then we find the rate and lender that fits your situation.
Mortgage Renewal
Your bank sends a renewal letter and hopes you sign it without shopping around. You can switch lenders at renewal with zero penalty. We compare the full market so you know exactly what you are leaving on the table.
Refinancing
Pulling equity for renovations, consolidating debt, or restructuring your mortgage to save money. We calculate the penalty, compare the options, and make sure the numbers actually work before you commit.
Investment Properties
Rental properties have different qualification rules, down payment requirements, and rate options. We know which lenders are investor-friendly and how to structure applications to maximize your buying power.
Healthcare Professionals
Physicians, dentists, residents, and nurses have unique financial situations. Student debt, income that jumps between career stages, and offer letters instead of T4s. We work with lenders who understand all of it.
Self-Employed
Business owners, freelancers, and commission earners face tighter scrutiny from traditional lenders. We know which lenders accept business financials, stated income, or alternative documentation to get you approved.
How it works
Three steps. No paperwork surprises.
Book a free call
Tell us about your situation - buying, renewing, refinancing, or just exploring your options in Vaughan. We will ask the right questions and give you a clear picture of what is possible. No commitment, no pressure.
We shop 30+ lenders
We compare rates, terms, and qualification criteria across the entire market. We handle all the applications, paperwork, and lender communication. You get a clear recommendation with the numbers behind it.
You close with confidence
We walk you through every document before you sign. No surprises at the lawyer. Jeff and Emily send personalized video walkthroughs for every milestone, and stay available by phone or email throughout the process and beyond.
Mortgage questions in Vaughan
If your question is not here, book a call - we answer everything.
Ready to talk?
Book a free call with Jeff or Emily. No commitment, no sales pitch - just honest answers about your Vaughan mortgage.
Book a CallOr email us at jeff@mudrickmortgages.com