Looking for a mortgage broker in Stouffville?
Stouffville offers a small-town feel with York Region convenience. Whether you are a first-time buyer attracted to the newer builds, a family renewing in the historic downtown area, or refinancing on an acreage property - we compare 30+ lenders in one application to find the best rate for your situation.
177
Google reviews
5.0
Star rating
30+
Lenders
$0
Broker fee
The Stouffville housing market
The median detached home in Stouffville is approximately $1,150,000 in 2026. The town attracts families looking for newer homes, larger lots, and a quieter pace than the rest of York Region. Main Street retains its small-town character. New developments have expanded the town significantly over the past decade, and GO Train access connects residents to Union Station.
~6.0 months of inventory, sales-to-new-listings ratio ~31%, sale-to-list ratio ~97%, ~38 days on market
Detached
~$1,227,000 median
Semi
~$930,000 (thin volume)
Townhouse
~$884,444 median row; condo town ~$542,000
Condo
~$650,500 (apartment, thin volume)
Where prices sit by neighbourhood
About 71% of sales, walkable Main Street core near the GO
Acreage and estate properties, long days on market
Golf-course community in the north, luxury detached
What keeps demand steady
- Stouffville GO (Stouffville line, ~55 min to Union Station)
- Old Elm GO (Stouffville line northern terminus, opened Oct 2023)
Land transfer tax: York Region: Ontario LTT only, no municipal LTT. First-time buyer rebate up to $4,000.
Local data sources: meetmatthew.ca/whitchurch-stouffville-real-estate-market-2026 · zolo.ca/whitchurch-stouffville-real-estate/trends · en.wikipedia.org/wiki/Old_Elm_GO_Station
We also serve nearby
Why use a mortgage broker in Stouffville?
A mortgage broker is a licensed professional who shops multiple lenders on your behalf. Instead of going to one bank and accepting their offer, a broker compares rates and terms from 30+ lenders in a single application. The lender pays the broker, so there is no cost to you.
With Stouffville leaning toward buyers as of Early 2026, your pre-approval and rate hold become real leverage, not just paperwork. On a Stouffville-sized mortgage, even a small rate gap adds up to thousands over a five-year term, which is exactly where shopping 30+ lenders pays off. A broker also negotiates the terms that bite later: prepayment privileges, portability within York Region, and how your penalty is calculated if you break early. Big banks often calculate fixed-rate penalties off inflated posted rates, while many monolines and credit unions use your contract rate instead.
Jeff and Emily Mudrick are licensed mortgage agents with BRX Mortgage Inc. (Lic# 13463), serving Stouffville and all of York Region. With 177 five-star Google reviews and access to every major lender in Canada, they handle everything from first-time purchases to complex refinances and investment properties.
What we help with in Stouffville
From Stouffville Main Street to Ballantrae, here is what we see most often in Stouffville.
Buying a Home
First-time or experienced buyer, we walk you through the stress test, down payment options, CMHC insurance, and closing costs. Then we find the rate and lender that fits your situation.
Mortgage Renewal
Your bank sends a renewal letter and hopes you sign it without shopping around. You can switch lenders at renewal with zero penalty. We compare the full market so you know exactly what you are leaving on the table.
Refinancing
Pulling equity for renovations, consolidating debt, or restructuring your mortgage to save money. We calculate the penalty, compare the options, and make sure the numbers actually work before you commit.
Investment Properties
Rental properties have different qualification rules, down payment requirements, and rate options. We know which lenders are investor-friendly and how to structure applications to maximize your buying power.
Healthcare Professionals
Physicians, dentists, residents, and nurses have unique financial situations. Student debt, income that jumps between career stages, and offer letters instead of T4s. We work with lenders who understand all of it.
Self-Employed
Business owners, freelancers, and commission earners face tighter scrutiny from traditional lenders. We know which lenders accept business financials, stated income, or alternative documentation to get you approved.
How it works
Three steps. No paperwork surprises.
Book a free call
Tell us about your situation - buying, renewing, refinancing, or just exploring your options in Stouffville. We will ask the right questions and give you a clear picture of what is possible. No commitment, no pressure.
We shop 30+ lenders
We compare rates, terms, and qualification criteria across the entire market. We handle all the applications, paperwork, and lender communication. You get a clear recommendation with the numbers behind it.
You close with confidence
We walk you through every document before you sign. No surprises at the lawyer. Jeff and Emily send personalized video walkthroughs for every milestone, and stay available by phone or email throughout the process and beyond.
Mortgage questions in Stouffville
If your question is not here, book a call - we answer everything.
Ready to talk?
Book a free call with Jeff or Emily. No commitment, no sales pitch - just honest answers about your Stouffville mortgage.
Book a CallOr email us at jeff@mudrickmortgages.com