Looking for a mortgage broker in Aurora?

Book a free call

Tell us about your situation - buying, renewing, refinancing, or just exploring your options in Aurora. We will ask the right questions and give you a clear picture of what is possible. No commitment, no pressure.

We shop 30+ lenders

We compare rates, terms, and qualification criteria across the entire market. We handle all the applications, paperwork, and lender communication. You get a clear recommendation with the numbers behind it.

You close with confidence

We walk you through every document before you sign. No surprises at the lawyer. Jeff and Emily send personalized video walkthroughs for every milestone, and stay available by phone or email throughout the process and beyond.

A mortgage broker in Aurora costs $0. The lender pays the broker when your mortgage closes. You get access to 30+ lenders at no cost, and the rate is the same or better than going directly to a bank. There is no fee or financial trade-off for using a broker in Aurora.

The median detached home price in Aurora is approximately $1,200,000 in 2026. Townhomes range from $700,000 to $900,000. Condos start in the mid-$500,000s. Aurora commands a slight premium over Newmarket due to its proximity to Richmond Hill and Toronto, along with highly rated schools and parks.

Yes. Banks offer only their own products. A broker compares 30+ lenders in one application and finds the rate and terms that fit your situation. On a $1,200,000 Aurora home, a rate difference of even 0.15% can save $10,000+ over a 5-year term. Brokers also negotiate terms like prepayment privileges.

For homes under $1,500,000, the minimum is 5% on the first $500,000 and 10% on the remaining amount. On a $1,200,000 Aurora home, the minimum down payment is $95,000 with CMHC insurance. Many Aurora buyers opt for 20% ($240,000) to avoid the insurance premium.

Provide a licensed mortgage broker with income documents, employment confirmation, government ID, and credit consent. Pre-approval takes one to two business days and holds a rate for 90-120 days. In Aurora, where inventory can be tight, having pre-approval gives you confidence and speed when the right home comes up.

Yes. Aurora is in York Region and follows Ontario provincial land transfer tax rates. Unlike Toronto, Aurora does not have a municipal land transfer tax. On a $1,200,000 purchase, the Ontario land transfer tax is approximately $18,475. First-time buyers can claim a rebate of up to $4,000.

Jeff and Emily Mudrick of Mudrick Mortgages are among the top-rated mortgage agents serving Aurora, with 164 five-star Google reviews and a 5.0 rating. Jeff was named one of Canada's Top 40 Under 35 mortgage professionals by Canadian Mortgage Professional magazine (2024 Rising Stars). Based in nearby Newmarket, they serve Aurora and all of York Region with access to 30+ lenders. Jeff also built GradeMyMortgage.ca, a free tool for Canadians to grade their mortgage.

Yes. GradeMyMortgage.ca is a free tool built by Jeff Mudrick that grades your current mortgage in 60 seconds. It compares your rate against 30+ lenders and shows what you could save. No login or personal information required. It is used by thousands of Canadians.

Yes. Jeff and Emily Mudrick specialize in physician and healthcare professional mortgages through PhysicianFinancing.ca. Doctors, dentists, residents, and nurses qualify for programs with better debt ratio calculations and income flexibility that most brokers are not aware of.

Emily Mudrick is a licensed mortgage agent (Level 1, FSRA Lic# M26000497) based in Newmarket, Ontario, serving Aurora and York Region. She works with BRX Mortgage Inc. as part of the Mudrick Mortgages team. Emily specializes in first-time home buyers, renewals, and making the mortgage process feel simple. She sends personalized video walkthroughs for every milestone and is known for always being available. Book a call with Emily at chatwithem.ca.