Looking for a mortgage broker in London, Ontario?

Book a free call

Tell us about your situation - buying, renewing, refinancing, or just exploring your options in London. We will ask the right questions and give you a clear picture of what is possible. No commitment, no pressure.

We shop 30+ lenders

We compare rates, terms, and qualification criteria across the entire market. We handle all the applications, paperwork, and lender communication. You get a clear recommendation with the numbers behind it.

You close with confidence

We walk you through every document before you sign. No surprises at the lawyer. Jeff and Emily send personalized video walkthroughs for every milestone, and stay available by phone or email throughout the process and beyond.

A mortgage broker in London costs $0. The lender pays the broker when your mortgage closes. You receive the same or better rate than going to a bank directly. There is no fee or cost for using a licensed mortgage broker in London or anywhere in Ontario.

The median detached home in London is approximately $600,000 in 2026. Townhomes range from $400,000 to $500,000, and condos start around $300,000. London is one of the most affordable mid-size cities in Ontario, offering strong value for first-time buyers, families, and investors.

Yes. Banks only offer their own products. A broker compares 30+ lenders in one application and finds the best rate and terms for your situation. London buyers frequently save thousands over a 5-year term by using a broker instead of accepting their bank first offer.

No. On a $600,000 London home, the minimum down payment is $35,000 (5% on the first $500,000 and 10% on the remaining $100,000) with CMHC insurance. London is one of the few Ontario cities where first-time buyers can enter the market with a relatively modest down payment.

London offers strong affordability, two major post-secondary institutions (Western University and Fanshawe College), a large healthcare sector, and a diverse economy. The city has seen steady price appreciation and continues to attract buyers from the GTA seeking more home for less money.

London is a buyer's market as of April 2026, with about 5 months of supply. The average price was $618,665, down roughly 5% year-over-year and still over 20% below the April 2022 peak. That gives buyers more negotiating room and time to arrange financing than in the GTA.

North London pockets like Masonville carry the highest price tags, with listing averages well above the citywide $618,665. Character districts like Old North and Old South / Wortley Village also command premiums for their walkability and heritage homes.

With Western at about 43,000 students plus Fanshawe College, London has steady rental and student-housing demand, especially near Masonville and Old North. Investors and parents buying for students keep condos (averaging about $297,000) and starter homes moving even in a softer market.